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Who in the C-Suite Should Own AI?

March 12, 2026
HBR Staff/imaginima/Getty Images

In January 2026, the CEO of a Fortune 500 insurance company convened his senior team to discuss ownership of the company’s AI initiatives. The CIO felt the answer was obvious: agentic AI systems roll up to her. The COO countered that an agentic workforce is the definition of ops. The CFO noted that an AI system was already making underwriting decisions with direct P&L impact. The Chief Risk Officer observed that autonomous decision-making systems are a major risk exposure. The CHRO saw AI agents as functionally equivalent to workers, which partly fall under his remit. The Chief Data Officer reminded everyone that the whole kit and caboodle depended on the right permissions and data access, and this was her domain.

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